Merchant Levels

Level MasterCard Transaction Volume Visa Transaction Volume
1 6,000,000
  • Suffered breach
  • Service provider
  • Level 1 by Visa
6,000,000
  • Suffered breach
  • Service provider
  • Level 1 by other brand
2 1,000,000 1,000,000
3 20,000 - 1,000,000 20,000 - 1,000,000
4 < 20,000 < 20,000

DSS Requirements - Objective 1

Build and Maintain a Secure Network and Systems
1. Install and maintain a firewall configuration to protect cardholder data
2. Do not use vendor-supplied defaults for system passwords and other security parameters

DSS Requirements - Objective 2

Protect Cardholder Data
3. Protect stored cardholder data
4. Encrypt transmission of cardholder data across open, public networks

DSS Requirements - Objective 3

Maintain a Vulnerability Management Program
5. Protect all systems against malware and regularly update anti-virus software or programs
6. Develop and maintain secure systems and applications

DSS Requirements - Objective 4

Implement Strong Access Control Measures
7. Restrict access to cardholder data by business need to know
8. Identify and authenticate access to system components
9. Restrict physical access to cardholder data

DSS Requirements - Objective 5

Regularly Monitor and Test Networks
10. Track and monitor all access to network resources and cardholder data
11. Regularly test security systems and processes

DSS Requirements - Objective 6

Maintain an Information Security Policy
12. Maintain a policy that addresses information security for all personnel

Roadmap to Compliance