How Banking Regulations Mandate Penetration Testing
Banks and financial institutions are under constant threat from cybercriminals seeking to exploit vulnerabilities and access sensitive customer information. To address these risks, penetration testing has become a cornerstone of compliance with critical regulations such as the Gramm-Leach-Bliley Act (GLBA), Sarbanes-Oxley Act (SOX), and FDIC/FFIEC guidelines.
Challenges of PCI-Compliant Multi-Factor Authentication
In the era of ever-evolving cybersecurity threats, Multi-Factor Authentication (MFA) has emerged as a hallmark of robust user authentication. While the premise of MFA is straightforward, implementation nuances can introduce significant complexities, especially when aligning with Payment Card Industry (PCI) guidelines. The distinction PCI makes between multi-factor and multi-step authentication (MSA) presses developers into a challenging trilemma. This article explores this trilemma, the real-world MFA practices of major internet platforms, and the pitfalls in the PCI guidance.
Navigating PCI Compliance with A.C.E.
Many parts of the PCI Data Security Standard are technical in nature, and some may even be hard to understand without a certain level of computer experience. We are here to relieve stress and pain and make it easy for you to achieve and maintain PCI compliance. ACE, our security compliance solution, walks you through the PCI compliance process, putting tasks in easy-to-understand terms, so that you won’t get bogged down in technical jargon. ACE enables you to concentrate on what you do best — running your business and serving your customers.
PCI Frequently Asked Questions (FAQ)
The Payment Card Industry Security Standards Council (PCI SSC) is the regulating body established by the credit card brands to institute and enforce procedures which enhance the security of credit card transactions. All merchants and other organizations that transact business using credit cards are required to follow the procedures established by the PCI Council and verify the same. The overriding governing document of the Council is the PCI DSS (Data Security Standard).
PCI Terminology
Understanding a compliance standard requires understanding all of its terminology and jargon. We've compiled our own glossary of terms for the PCI DSS to provide additional clarity beyond the Official PCI SSC Glossary.